Wow your customers with Olympus fOS — the AI-native platform powering adaptive digital products so you can grow faster and lead your markets.
Designed for manufacturing adaptable digital financial products and services.
Omnichannel engagement
Real-time orchestration
Intelligent decisioning
360° customer view
Secure, fault-tolerant and cloud-native architecture
Full traceability & enterprise-grade compliance
Low-code / no-code rapid configuration & deployment
Composable smart contracts for flexibility
Modular components for agility
Layered architecture for interoperability and scalability
Business Outcomes Layer: drives measurable performance
Supports use cases like retention optimization
Enables fraud management and risk reduction
Intelligent Workflows for end-to-end process automation
Unified Integration Layer connects core banking systems
Seamless integration with payment systems
Wide spectrum of financial services use cases powered by Olympus fOS
Digital banking solutions
Loan origination (LOS), SME & mortgage finance
BNPL, credit card finance, trade & supply chain finance
Auto & device financing, leasing, remittance and more
Modernization of core banking with minimal disruption
Optimization of product mixes & expansion into embedded finance
Financial Institution Digital Transformation Due Diligence, Advisory, and Growth Assessment Services
AI powered Predictive Analytics
AI/ML and Agentic AI Models tuning, configuration, and implementation services
Business Outcomes modeling
Portfolio recalibration
Adaptive Digital Products Design & End-to-End Management
Adaptive Digital Products implémentation services
Adaptive Digital Products mix optimization
fOS Solutions architecture
Modernize without disruption and scale faster with Olympus fOS — the unified, AI-native platform that powers adaptive digital products across your lines of business.
Accelerate growth and product innovation, reduce operating costs, improve profit margins, and wow your customers with configurable solutions built on fOS — designed to scale across your business and deliver mission-critical results fast.
Zoral Atelier is our expert consulting practice built on proven fOS based digital transformation and adaptive digital products delivery—helping you accelerate mission-critical AI adoption, scale with confidence, and unlock measurable business outcomes.
Olympus fOS brings everything together: low-code/no-code design, AI decisioning, omnichannel UX, data orchestration, products factory, intelligent document processing, business outcomes management, intelligent automation, and adaptable solutions—all in one cohesive finance operating system.
Whether overhauling your legacy infrastructure or enhancing what you already have in place, Olympus fOS meets you where you are.
Replace disconnected systems with a future-ready unified platform that’s AI-native, integrated, low-code/no-code configurable, and ready to effectively scale, adopt, and democratize finance.
Efficiently align product innovation with market trends and calibrating digital financial products at speed and scale.
Loan Origination (LOS)
Retail Banking
SME Finance
Mortgage Finance
BNPL
Credit Card Finance
Device Financing
Underwriting Automation
Document Processing
Digital Banking
Trade Finance
Supply Chain Finance
Auto Financing
Remittance
Portfolio Optimization
Corporate and Commercial Banking
Core Banking Modernization
Lending-as-a-Service (LaaS)
Banking-as-a-Service (BaaS)
Business Outcome Management
That's why Zoral's consulting services go beyond one-size-fits-all. With 20+ years of fintech expertise and successful solution implementations worldwide, we've helped banks and credit unions of every size transform their operations and accelerate growth.
Our strategic consulting team combines deep industry knowledge with cutting-edge AI and automation expertise to design solutions that fit your specific goals, regulatory requirements, and market aspirations.
Zoral Atelier Consulting brings 350+ years of collective experience in digital finance transformation.
Our team helps you accelerate delivery, reduce costs, and close critical gaps in data, process, and execution. We align AI and automation with your goals to deliver measurable, portfolio-wide gains.
