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Stay ahead with Zoral

Core Capabilities

Agentic AI & Model Context Protocol (MCP)

Deploy intelligent, autonomous AI agents that make real-time decisions with human-expert precision across underwriting, fraud prevention, collections, and customer engagement.

Low-Code/No-Code Product Factory

Design, configure, and launch digital financial products rapidly using intuitive drag-and-drop builders and reusable components, empowering teams to move from concept to market without developer bottlenecks.

Advanced Decision Engine

Orchestrate complex, high-speed decisions across the customer lifecycle, dynamically adjusting pricing, approvals, and next-best actions while maintaining full auditability.

Intelligent Workflow Orchestration

Automate manual processes and complex workflows efficiently, connecting decisions, data, and customer actions to deliver seamless operations across departments and channels.

Omnichannel Experience Builder

Craft frictionless, personalized customer experiences across web, mobile, chat, and IoT, ensuring consistent, compliant, and engaging interactions everywhere your customers are.

Unified Integration Layer

Eliminate silos by connecting your internal systems and third-party services with real-time, reliable data flows, supporting seamless orchestration and personalization.

Analytical Data Fabric

Leverage a scalable, low-latency data platform for predictive modeling and AI pipelines, unlocking real-time insights to optimize products, portfolios, and customer strategies.

Behavioral Data Capture

Capture thousands of behavioral signals in real time to enrich customer profiles, improve fraud detection, and enable hyper-personalized journeys and product offers.

Intelligent Document Processing (IDP)

Automate document intake, data extraction, and validation with AI-powered accuracy, reducing manual processing and accelerating underwriting and onboarding.

Resilient RPA

Utilize self-healing, AI-enhanced robotic process automation to eliminate manual tasks while adapting automatically to system changes without breaking workflows.

Enterprise-Grade Security & Compliance

Maintain regulatory readiness with granular, role-based access, GDPR/PII compliance, advanced fraud detection, and detailed audit trails.

Business Outcomes Layer

Simulate and optimize decision strategies before deployment, ensuring automated decisions align with your profitability, risk, and growth objectives.

Our Customers

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What Our Clients Say

“Zoral’s AI-led lead evaluation platform helped us cut acquisition costs by 32% while scaling into three new markets. Their ability to deliver predictive accuracy and real-time integration exceeded our expectations.”

Elena Kostas

Chief Growth Officer

“The flexibility and intelligence built into Zoral’s loan management system enabled us to automate complex workflows across multiple products. We saw a 27% increase in portfolio profitability within the first quarter of deployment.

Ramesh Iyer

Head of Retail Lending Transformation

“We partnered with Zoral to turn MNO data into a viable credit decisioning engine. In just 8 weeks, we deployed a full mobile lending MVP with 91% predictive accuracy — remarkable speed and precision.”

Fatou Bamba

Director of Mobile Financial Services

“Zoral’s underwriting automation drastically reduced our manual workloads by 84%. What impressed us most was how their platform improved consistency and enabled us to scale without sacrificing decision quality.”

Samuel Levine

VP of SME Credit Operations

“Zoral’s real-time scoring and dynamic journey optimization boosted our online conversion rates by 27%. Their team brought strategic thinking and robust tooling that translated directly into commercial results.”

Hiroshi Yamato

Chief Digital Officer

“Working with Zoral helped us shift from reactive fraud detection to proactive prevention. Their ensemble AI models uncovered hidden risk segments, driving down write-offs by nearly 20% across our digital credit portfolio.”

Carlos Mendes

Chief Risk & Analytics Officer

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